If you have suffered an injury or you feel like you have, you will want to go to the doctor immediately. Even if you don’t see visible injuries, be sure that you check in with the doctor to ensure that you are doing okay. In some cases, pain doesn’t set in for a couple of days.
It may feel overwhelming to find yourself in a personal injury claim, but if you have been a victim of someone acting in a careless manner which led to your injury, then you owe It to yourself and your family to file a personal injury claim. In a personal injury settlement, you and the insurance adjuster know how much damages cost. The adjuster also knows how much the Insurance company is willing to pay you. Now is the time to make these two parties come together.
The negotiations normally start with the adjuster making a phone call to you with a settlement amount that is normally too low to do anything with. You then come back to the conversation with a counter offer of how much you are willing to accept. The insurance adjuster will most likely turn it down and then offer you another amount that is slightly above what they first offered you but not as much as what you requested. This conversation could take a few phone calls before anything is worked out.
There are a few factors that play a role in determining how much of the settlement you will get:
• Investigation of the accident
• Documentation that matches your claims
• A demand letter from you requesting the amount you are willing to settle for
Negotiations with the insurance adjuster
When the injury lawyer in Windsor is in the negotiations part of the personal injury, you will most likely meet with the Insurance adjuster. They will ask you questions and, in some form, dispute the facts that you have presented in order to limit the amount you end up with. Some questions that may come up, include:
• Policy Cover: Was your policy current and up-to-date and does it actually cover the accident?
• Liability for the mishap: Who was ultimately responsible for the accident and if both parties were at fault, how much burden do you share?
• level of your injuries: Are you disabled or is your injuries going to lead to a long-term permanent effect?
• Cost and length of medical treatment: Your medical treatment may include therapy, medical surgeries, etc. The insurance company will also take into consideration any pre-existing conditions that could have contributed to your claims.
If you are confused or trying to grasp the nuances of the whole process, it is best to discuss in detail with your injury lawyer.